other material
confidence high
sentiment negative
materiality 0.50
Synchrony reports May 2026 net charge-off rate of 5.5%, up from 5.1% year ago
Synchrony Financial
- Period-end loan receivables $101.7B, up from $99.9B in May 2025.
- 30+ day delinquency rate stable at 4.2% vs 4.2% a year earlier.
- Adjusted net charge-off rate 5.4% vs 5.2% in May 2025.
- Net charge-off rate increased 40 bps YoY to 5.5%.
- Average loan receivables $100.6B in May 2026 vs $99.2B in May 2025.