secwatch.observer — SEC 8-K summary
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Issuer:     Synchrony Financial (SYF)
CIK:        0001601712
Form:       8-K
Filed at:   2026-07-21T10:01:42+00:00
Accession:  0001601712-26-000031
Event type: other_material
Sentiment:  positive
Materiality: 0.50
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Synchrony Financial June 2026 loan receivables $102.2B; net charge-off rate 5.3% vs 5.8% YoY
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- Period-end loan receivables $102.2B, up from $99.8B in June 2025.
- 30+ delinquency rate unchanged at 4.2% year-over-year.
- Net charge-off rate (annualized) 5.3%, down from 5.8% a year ago.
- Adjusted net charge-off rate 5.2%, down from 5.7% in June 2025.
- Average loan receivables $101.3B for June 2026.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1601712/000160171226000031/0001601712-26-000031-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1601712/000160171226000031/syf-20260721.htm
  HTML page:      https://secwatch.observer/filing/0001601712-26-000031

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