---
schema_version: "secwatch.filing_event.v1"
accession: "0001605297-21-000020"
form_type: "8-K"
ticker: "HRB"
cik: "0000012659"
company_name: "H&R BLOCK INC"
filed_at: "2021-12-23T23:59:59+00:00"
generated_at: "2026-06-27T22:30:53.044830+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# H&R Block extends MetaBank program through 2025, adds Spruce financial products

## Summary
- PMA term extended by two years to June 30, 2025, with automatic renewal provisions.
- Spruce Accounts (non-interest checking + savings) added as new product offering.
- EFS may contract with a back-up account originator for a limited pilot program.
- Virtual Refund Advances added to the existing Refund Advance program.
- EFS gains termination rights (whole or by product schedule) upon a Durbin Regulatory Event.

## SEC filing metadata
- accession: 0001605297-21-000020
- form_type: 8-K
- ticker: HRB
- cik: 0000012659
- company_name: H&R BLOCK INC
- filed_at: 2021-12-23T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/12659/000160529721000020/0001605297-21-000020-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/12659/000160529721000020/hrb-20211220.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001605297-21-000020
- JSON: https://secwatch.observer/filing/0001605297-21-000020.json
- Plain text: https://secwatch.observer/filing/0001605297-21-000020.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.