---
schema_version: "secwatch.filing_event.v1"
accession: "0001605301-23-000032"
form_type: "8-K"
ticker: "CBFV"
cik: "0001605301"
company_name: "CB Financial Services, Inc."
filed_at: "2023-07-28T23:59:59+00:00"
generated_at: "2026-06-12T23:03:14.638625+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# CB Financial Services Q2 net income jumps to $2.8M ($0.54 EPS) vs $118K; declares $0.25 dividend

## Summary
- Net income was $2.8M ($0.54 diluted EPS) vs $118K ($0.02) in Q2 2022; pre-provision net revenue $3.95M vs $3.86M.
- Net interest margin improved to 3.29% from 3.12%; total loans grew $51.3M (4.9%) to $1.10B.
- Board declared $0.25 quarterly cash dividend payable Aug 31, 2023 to holders of record Aug 15, 2023.
- Nonperforming loans ratio improved to 0.37% from 0.55%; allowance for credit losses at 0.97% after CECL adoption.
- The $10M share repurchase program expired on May 1, 2023; no new program announced.

## SEC filing metadata
- accession: 0001605301-23-000032
- form_type: 8-K
- ticker: CBFV
- cik: 0001605301
- company_name: CB Financial Services, Inc.
- filed_at: 2023-07-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1605301/000160530123000032/0001605301-23-000032-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1605301/000160530123000032/cbfv-20230728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001605301-23-000032
- JSON: https://secwatch.observer/filing/0001605301-23-000032.json
- Plain text: https://secwatch.observer/filing/0001605301-23-000032.txt

## Key facts
- Earnings Releases
  CB Financial Services, Inc. reported the three and six months ended June 30, 2023 results: net income Net income was $2.8 million, EPS Earnings per diluted common share (EPS) increased to $0.54.
  - Period: the three and six months ended June 30, 2023
  - Net income: Net income was $2.8 million
  - EPS: Earnings per diluted common share (EPS) increased to $0.54
  - Result: reported results
  source text: On July 28, 2023 , CB Financial Services, Inc. (the "Company") issued a press release announcing its financial results for the three and six months ended June 30, 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/1605301/000160530123000032/0001605301-23-000032-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.