{"schema_version":"secwatch.filing_event.v1","accession":"0001605301-23-000040","form_type":"8-K","ticker":"CBFV","cik":"0001605301","company_name":"CB Financial Services, Inc.","filed_at":"2023-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.751529+00:00","generated_at":"2026-06-09T07:01:43.860537+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"CB Financial Q3 net income down to $2.7M from $3.9M; EPS $0.52; dividend $0.25","bullets":["Net income $2.7M vs $3.9M YoY; diluted EPS $0.52 vs $0.77; PPNR (non-GAAP) $3.5M vs $4.9M.","Net interest margin compressed to 3.13% from 3.29%; net interest income $10.7M vs $11.0M.","Total loans grew 5.0% to $1.10B, led by C&I and CRE; consumer loans declined 16.6%.","Board declared $0.25 quarterly dividend, payable Nov 30 to holders of record Nov 15.","Nonperforming loans to total loans improved to 0.30% from 0.55% at Dec 31, 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001605301-23-000040","json":"https://secwatch.observer/filing/0001605301-23-000040.json","markdown":"https://secwatch.observer/filing/0001605301-23-000040.md","text":"https://secwatch.observer/filing/0001605301-23-000040.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1605301/000160530123000040/0001605301-23-000040-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1605301/000160530123000040/cbfv-20231027.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T07:01:43.860537+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c88e4d23034d0f6bb27602c8a9a56e85532a6638","claim":"CB Financial Services, Inc. reported three and nine months ended September 30, 2023 results: net income $2.7 million, EPS $0.52.","evidence_excerpt":"CB Financial Services, Inc. (the \"Company\") issued a press release announcing its financial results for the three and nine months ended September 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1605301/000160530123000040/0001605301-23-000040-index.htm","confidence":0.65,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three and nine months ended September 30, 2023"},{"label":"Net income","value":"$2.7 million"},{"label":"EPS","value":"$0.52"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}