secwatch.observer — SEC 8-K summary
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Issuer:     CB Financial Services, Inc. (CBFV)
CIK:        0001605301
Form:       8-K
Filed at:   2023-10-27T23:59:59+00:00
Accession:  0001605301-23-000040
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

CB Financial Q3 net income down to $2.7M from $3.9M; EPS $0.52; dividend $0.25
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- Net income $2.7M vs $3.9M YoY; diluted EPS $0.52 vs $0.77; PPNR (non-GAAP) $3.5M vs $4.9M.
- Net interest margin compressed to 3.13% from 3.29%; net interest income $10.7M vs $11.0M.
- Total loans grew 5.0% to $1.10B, led by C&I and CRE; consumer loans declined 16.6%.
- Board declared $0.25 quarterly dividend, payable Nov 30 to holders of record Nov 15.
- Nonperforming loans to total loans improved to 0.30% from 0.55% at Dec 31, 2022.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1605301/000160530123000040/0001605301-23-000040-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1605301/000160530123000040/cbfv-20231027.htm
  HTML page:      https://secwatch.observer/filing/0001605301-23-000040

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