---
schema_version: "secwatch.filing_event.v1"
accession: "0001605301-25-000003"
form_type: "8-K"
ticker: "CBFV"
cik: "0001605301"
company_name: "CB Financial Services, Inc."
filed_at: "2025-01-29T23:59:59+00:00"
generated_at: "2026-05-27T06:55:22.765697+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# CB Financial Services reports FY 2024 net income $12.6M, down 44% YoY; declares $0.25 dividend

## Summary
- Full year 2024 GAAP net income $12.6M vs $22.6M in 2023; diluted EPS $2.38 vs $4.40.
- Adjusted net income $10.8M vs $12.6M; adjusted diluted EPS $2.03 vs $2.46.
- Q4 2024 adjusted net income $1.97M vs $3.06M in Q4 2023.
- Quarterly dividend $0.25 per share, payable Feb 28, 2025 to holders of record Feb 14.
- Investor presentation outlines 2025 strategic costs: $1.1M Treasury Mgmt, $700K tech, $900K commercial bankers; targets $120M deposits by Q4 2025.

## SEC filing metadata
- accession: 0001605301-25-000003
- form_type: 8-K
- ticker: CBFV
- cik: 0001605301
- company_name: CB Financial Services, Inc.
- filed_at: 2025-01-29T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1605301/000160530125000003/0001605301-25-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1605301/000160530125000003/cbfv-20250129.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001605301-25-000003
- JSON: https://secwatch.observer/filing/0001605301-25-000003.json
- Plain text: https://secwatch.observer/filing/0001605301-25-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.