---
schema_version: "secwatch.filing_event.v1"
accession: "0001605301-25-000021"
form_type: "8-K"
ticker: "CBFV"
cik: "0001605301"
company_name: "CB Financial Services, Inc."
filed_at: "2025-04-23T23:59:59+00:00"
generated_at: "2026-05-23T08:10:46.005230+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# CB Financial Q1 GAAP net income drops 54% YoY to $1.9M; declares $0.25 dividend

## Summary
- GAAP diluted EPS $0.35 vs $0.82 YoY; adjusted diluted EPS $0.50 vs $0.62 YoY.
- Pre-provision net revenue (PPNR) fell to $2.3M from $5.1M in Q1 2024.
- Net recovery of credit losses of $40K in Q1 2025 vs recovery of $37K a year ago.
- Board declared $0.25 per share quarterly dividend, payable May 30 to holders of record May 16.
- Investor presentation furnished for D.A. Davidson conference May 5-7.

## SEC filing metadata
- accession: 0001605301-25-000021
- form_type: 8-K
- ticker: CBFV
- cik: 0001605301
- company_name: CB Financial Services, Inc.
- filed_at: 2025-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1605301/000160530125000021/0001605301-25-000021-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1605301/000160530125000021/cbfv-20250423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001605301-25-000021
- JSON: https://secwatch.observer/filing/0001605301-25-000021.json
- Plain text: https://secwatch.observer/filing/0001605301-25-000021.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.