---
schema_version: "secwatch.filing_event.v1"
accession: "0001605301-25-000043"
form_type: "8-K"
ticker: "CBFV"
cik: "0001605301"
company_name: "CB Financial Services, Inc."
filed_at: "2025-10-23T23:59:59+00:00"
generated_at: "2026-05-17T02:30:43.918441+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# CB Financial posts Q3 GAAP loss of $5.7M; adjusted EPS $0.74, dividend $0.26

## Summary
- Q3 2025 GAAP net loss of $5.7M ($1.07 diluted loss) vs net income of $3.2M ($0.60 EPS) in Q3 2024.
- Adjusted net income $3.9M ($0.74 EPS) vs $2.9M ($0.55 EPS) a year ago; adjustments included $9.6M in items.
- Pre-provision net revenue (PPNR) was negative $6.8M; adjusted PPNR positive $5.0M.
- Board declared $0.26 per share cash dividend payable Nov 28, 2025 to holders of record Nov 14, 2025.
- Nine-month 2025 GAAP net income only $0.2M, down from $10.1M in the same period of 2024.

## SEC filing metadata
- accession: 0001605301-25-000043
- form_type: 8-K
- ticker: CBFV
- cik: 0001605301
- company_name: CB Financial Services, Inc.
- filed_at: 2025-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1605301/000160530125000043/0001605301-25-000043-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1605301/000160530125000043/cbfv-20251023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001605301-25-000043
- JSON: https://secwatch.observer/filing/0001605301-25-000043.json
- Plain text: https://secwatch.observer/filing/0001605301-25-000043.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.