---
schema_version: "secwatch.filing_event.v1"
accession: "0001605301-26-000004"
form_type: "8-K"
ticker: "CBFV"
cik: "0001605301"
company_name: "CB Financial Services, Inc."
filed_at: "2026-01-27T23:59:59+00:00"
generated_at: "2026-05-16T07:32:15.315365+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# CB Financial reports FY2025 GAAP net income $4.9M, down 61% YoY; dividend raised 8%

## Summary
- FY2025 GAAP net income $4.9M ($0.92 diluted EPS), down 61% YoY; adjusted net income $14.4M ($2.71), up 34%.
- Quarterly dividend raised 8% to $0.28/share, payable Feb 27 to holders of record Feb 13.
- Amanda L. Engles promoted to permanent EVP/CFO effective Jan 21, 2026, after serving as interim CFO since Feb 2025.
- Q4 2025 GAAP net income $4.7M ($0.89) vs Q3 net loss of ($5.7M) ($1.07); adjusted net income $3.8M ($0.72).
- Change in Control Agreement for Engles provides 2x salary & bonus severance upon qualifying termination after change in control.

## SEC filing metadata
- accession: 0001605301-26-000004
- form_type: 8-K
- ticker: CBFV
- cik: 0001605301
- company_name: CB Financial Services, Inc.
- filed_at: 2026-01-27T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 5.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1605301/000160530126000004/0001605301-26-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1605301/000160530126000004/cbfv-20260127.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001605301-26-000004
- JSON: https://secwatch.observer/filing/0001605301-26-000004.json
- Plain text: https://secwatch.observer/filing/0001605301-26-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.