The Joint Corp. to refranchise all company clinics; credit maturity extended to Aug 2027

JOINT Corp

Consent to refranchise 100% of company-owned/managed clinics to franchisees by Dec 31, 2025.
Revolving credit maturity extended to August 31, 2027; loan balance required to be $0 before/after each sale.
Each clinic disposition must be for fair value and at least 75% cash; fair value may be $0 for negative-earning clinics.
Amendment with JPMorgan Chase updates definitions and disposition allowances; no other material changes.

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