{"schema_version":"secwatch.filing_event.v1","accession":"0001617242-23-000006","form_type":"8-K","ticker":"KRNY","cik":"0001617242","company_name":"Kearny Financial Corp.","filed_at":"2023-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:45.842205+00:00","generated_at":"2026-06-20T08:15:44.941834+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Kearny Financial Q2 net income drops 88% to $2.0M on securities loss; dividend unchanged","bullets":["Net income $2.0M ($0.03 EPS) vs $16.5M ($0.25 EPS) prior quarter; after-tax loss $10.8M on securities sale.","Net interest margin fell 31bps to 2.38%; loans grew 5.8% but deposits declined 2.2%; borrowings surged $532M.","Declared $0.11 quarterly dividend payable Feb 22; repurchased 549,800 shares at $10.45 avg.","Non-performing assets decreased to $62.6M (0.76% of assets); provision for credit losses $1.7M.","Operating efficiency initiative targeting 5-10% annual expense reduction; $757K severance in quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001617242-23-000006","json":"https://secwatch.observer/filing/0001617242-23-000006.json","markdown":"https://secwatch.observer/filing/0001617242-23-000006.md","text":"https://secwatch.observer/filing/0001617242-23-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1617242/000161724223000006/0001617242-23-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1617242/000161724223000006/krny-20230126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T08:15:44.941834+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"08af33ec23b53b3c1706434aeb79939dfb562598","claim":"Kearny Financial Corp. reported the quarter ended December 31, 2022 results: net income $2.0 million, EPS $0.03 per diluted share.","evidence_excerpt":"Kearny Financial Corp. (NASDAQ GS: KRNY) (the “Company”), the holding company of Kearny Bank (the “Bank”), reported net income for the quarter ended December 31, 2022 of $2.0 million, or $0.03 per diluted share, compared to $16.5 million, or $0.25 per diluted share, for the quarter ended September 30, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1617242/000161724223000006/0001617242-23-000006-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2022"},{"label":"Net income","value":"$2.0 million"},{"label":"EPS","value":"$0.03 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}