{"schema_version":"secwatch.filing_event.v1","accession":"0001617242-23-000018","form_type":"8-K","ticker":"KRNY","cik":"0001617242","company_name":"Kearny Financial Corp.","filed_at":"2023-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:39.679864+00:00","generated_at":"2026-06-16T09:00:42.254850+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Kearny Financial Q3 net income $10.3M vs $2.0M prior quarter; deposits down 2.8%","bullets":["Net income $10.3M ($0.16 diluted EPS) vs $2.0M ($0.03) in prior quarter; improvement driven by absence of $15.2M securities loss.","Net interest margin compressed 18 bps to 2.20%; net interest income fell $2.4M to $42.4M.","Deposits decreased $168M (2.8%) to $5.80B; uninsured deposits at 12.2% of total excluding collateralized.","Non-interest expense down $2.3M to $30.4M; efficiency ratio improved to 68.96% from 89.93%.","Board declares $0.11 per share quarterly dividend, payable May 24 to holders of record May 10."],"urls":{"canonical":"https://secwatch.observer/filing/0001617242-23-000018","json":"https://secwatch.observer/filing/0001617242-23-000018.json","markdown":"https://secwatch.observer/filing/0001617242-23-000018.md","text":"https://secwatch.observer/filing/0001617242-23-000018.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1617242/000161724223000018/0001617242-23-000018-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1617242/000161724223000018/krny-20230427.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T09:00:42.254850+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"687c43f075b668e1809ad763e19d5be9fc9ae593","claim":"Kearny Financial Corp. reported the quarter ended March 31, 2023 results: net income $10.3 million, EPS $0.16 per diluted share.","evidence_excerpt":"Kearny Financial Corp. (NASDAQ GS: KRNY) (the “Company”), the holding company of Kearny Bank (the “Bank”), reported net income for the quarter ended March 31, 2023 of $10.3 million, or $0.16 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1617242/000161724223000018/0001617242-23-000018-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2023"},{"label":"Net income","value":"$10.3 million"},{"label":"EPS","value":"$0.16 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}