{"schema_version":"secwatch.filing_event.v1","accession":"0001617242-24-000081","form_type":"8-K","ticker":"KRNY","cik":"0001617242","company_name":"Kearny Financial Corp.","filed_at":"2024-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.996986+00:00","generated_at":"2026-05-30T10:30:49.840826+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Kearny Financial Q1 fiscal 2025 net income $6.1M ($0.10 EPS) vs prior Q4 net loss; dividend $0.11","bullets":["Net income of $6.1M ($0.10 diluted EPS) for Sep 30, 2024 quarter vs GAAP net loss of $90.1M ($1.45 loss) prior quarter (including $95.3M goodwill impairment).","Net interest margin contracted 4 bps to 1.80%; CEO cites inflection point with monthly NIM increases and benefit from 50 bps Fed cut.","Total assets $7.77B (+$88.9M); deposits up $312.4M to $5.47B; borrowings down $229.9M to $1.48B; non-performing assets stable at $39.9M (0.51% of assets).","Quarterly cash dividend of $0.11 per share declared, payable Nov 20, 2024 to holders of record Nov 6, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001617242-24-000081","json":"https://secwatch.observer/filing/0001617242-24-000081.json","markdown":"https://secwatch.observer/filing/0001617242-24-000081.md","text":"https://secwatch.observer/filing/0001617242-24-000081.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1617242/000161724224000081/0001617242-24-000081-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1617242/000161724224000081/krny-20241024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:30:49.840826+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}