{"schema_version":"secwatch.filing_event.v1","accession":"0001617242-25-000011","form_type":"8-K","ticker":"KRNY","cik":"0001617242","company_name":"Kearny Financial Corp.","filed_at":"2025-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.036688+00:00","generated_at":"2026-05-23T07:02:39.784651+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Kearny Financial Q3 net income $6.6M, EPS $0.11; NIM expands 8 bps to 1.90%; declares $0.11 dividend","bullets":["Net income $6.6M ($0.11 diluted EPS) flat vs prior quarter; net interest income up $1.4M to $34.0M.","Net interest margin expanded 8 bps to 1.90% driven by lower deposit costs and borrowing paydowns.","Loans grew $54.4M to $5.85B; deposits increased $36.3M to $5.71B; borrowings decreased $45.0M.","Quarterly cash dividend declared $0.11/share, payable May 21, 2025 to holders of record May 7, 2025.","Non-performing assets steady at $37.7M (0.49% of assets); provision for credit losses $366K vs $107K prior."],"urls":{"canonical":"https://secwatch.observer/filing/0001617242-25-000011","json":"https://secwatch.observer/filing/0001617242-25-000011.json","markdown":"https://secwatch.observer/filing/0001617242-25-000011.md","text":"https://secwatch.observer/filing/0001617242-25-000011.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1617242/000161724225000011/0001617242-25-000011-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1617242/000161724225000011/krny-20250424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T07:02:39.784651+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}