---
schema_version: "secwatch.filing_event.v1"
accession: "0001617242-25-000011"
form_type: "8-K"
ticker: "KRNY"
cik: "0001617242"
company_name: "Kearny Financial Corp."
filed_at: "2025-04-24T23:59:59+00:00"
generated_at: "2026-05-23T07:02:39.784651+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Kearny Financial Q3 net income $6.6M, EPS $0.11; NIM expands 8 bps to 1.90%; declares $0.11 dividend

## Summary
- Net income $6.6M ($0.11 diluted EPS) flat vs prior quarter; net interest income up $1.4M to $34.0M.
- Net interest margin expanded 8 bps to 1.90% driven by lower deposit costs and borrowing paydowns.
- Loans grew $54.4M to $5.85B; deposits increased $36.3M to $5.71B; borrowings decreased $45.0M.
- Quarterly cash dividend declared $0.11/share, payable May 21, 2025 to holders of record May 7, 2025.
- Non-performing assets steady at $37.7M (0.49% of assets); provision for credit losses $366K vs $107K prior.

## SEC filing metadata
- accession: 0001617242-25-000011
- form_type: 8-K
- ticker: KRNY
- cik: 0001617242
- company_name: Kearny Financial Corp.
- filed_at: 2025-04-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1617242/000161724225000011/0001617242-25-000011-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1617242/000161724225000011/krny-20250424.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001617242-25-000011
- JSON: https://secwatch.observer/filing/0001617242-25-000011.json
- Plain text: https://secwatch.observer/filing/0001617242-25-000011.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.