{"schema_version":"secwatch.filing_event.v1","accession":"0001617242-25-000031","form_type":"8-K","ticker":"KRNY","cik":"0001617242","company_name":"Kearny Financial Corp.","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.491513+00:00","generated_at":"2026-05-18T02:22:20.298385+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Kearny Financial Q4 net income $6.8M ($0.11 EPS); NIM expands to 2.00%","bullets":["Q4 net income $6.8M ($0.11 diluted EPS) vs $6.6M (also $0.11) prior quarter; FY net income $26.1M ($0.42) vs net loss $86.7M in FY2024.","Net interest margin rose 10 bps to 2.00%; net interest income up 5.3% to $35.8M.","Non-performing assets increased to $45.6M (0.59% of total assets) from $37.7M, driven by two multifamily relationships of $6.1M.","Declared $0.11 per share quarterly cash dividend, payable Aug 26, 2025 to holders of record Aug 12, 2025.","Received regulatory approval to consolidate three branches in October 2025; minimal financial impact expected."],"urls":{"canonical":"https://secwatch.observer/filing/0001617242-25-000031","json":"https://secwatch.observer/filing/0001617242-25-000031.json","markdown":"https://secwatch.observer/filing/0001617242-25-000031.md","text":"https://secwatch.observer/filing/0001617242-25-000031.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1617242/000161724225000031/0001617242-25-000031-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1617242/000161724225000031/krny-20250724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T02:22:20.298385+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}