---
schema_version: "secwatch.filing_event.v1"
accession: "0001617242-25-000031"
form_type: "8-K"
ticker: "KRNY"
cik: "0001617242"
company_name: "Kearny Financial Corp."
filed_at: "2025-07-24T23:59:59+00:00"
generated_at: "2026-05-18T02:22:20.298385+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Kearny Financial Q4 net income $6.8M ($0.11 EPS); NIM expands to 2.00%

## Summary
- Q4 net income $6.8M ($0.11 diluted EPS) vs $6.6M (also $0.11) prior quarter; FY net income $26.1M ($0.42) vs net loss $86.7M in FY2024.
- Net interest margin rose 10 bps to 2.00%; net interest income up 5.3% to $35.8M.
- Non-performing assets increased to $45.6M (0.59% of total assets) from $37.7M, driven by two multifamily relationships of $6.1M.
- Declared $0.11 per share quarterly cash dividend, payable Aug 26, 2025 to holders of record Aug 12, 2025.
- Received regulatory approval to consolidate three branches in October 2025; minimal financial impact expected.

## SEC filing metadata
- accession: 0001617242-25-000031
- form_type: 8-K
- ticker: KRNY
- cik: 0001617242
- company_name: Kearny Financial Corp.
- filed_at: 2025-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1617242/000161724225000031/0001617242-25-000031-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1617242/000161724225000031/krny-20250724.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001617242-25-000031
- JSON: https://secwatch.observer/filing/0001617242-25-000031.json
- Plain text: https://secwatch.observer/filing/0001617242-25-000031.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.