secwatch.observer — SEC 8-K summary
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Issuer:     Kearny Financial Corp. (KRNY)
CIK:        0001617242
Form:       8-K
Filed at:   2025-07-24T23:59:59+00:00
Accession:  0001617242-25-000031
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 7.01, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kearny Financial Q4 net income $6.8M ($0.11 EPS); NIM expands to 2.00%
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- Q4 net income $6.8M ($0.11 diluted EPS) vs $6.6M (also $0.11) prior quarter; FY net income $26.1M ($0.42) vs net loss $86.7M in FY2024.
- Net interest margin rose 10 bps to 2.00%; net interest income up 5.3% to $35.8M.
- Non-performing assets increased to $45.6M (0.59% of total assets) from $37.7M, driven by two multifamily relationships of $6.1M.
- Declared $0.11 per share quarterly cash dividend, payable Aug 26, 2025 to holders of record Aug 12, 2025.
- Received regulatory approval to consolidate three branches in October 2025; minimal financial impact expected.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1617242/000161724225000031/0001617242-25-000031-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1617242/000161724225000031/krny-20250724.htm
  HTML page:      https://secwatch.observer/filing/0001617242-25-000031

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