{"schema_version":"secwatch.filing_event.v1","accession":"0001617242-25-000070","form_type":"8-K","ticker":"KRNY","cik":"0001617242","company_name":"Kearny Financial Corp.","filed_at":"2025-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.934362+00:00","generated_at":"2026-05-17T02:30:46.421411+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Kearny Financial Q1 EPS $0.15 beats prior Q; NIM expands to 2.10%","bullets":["Net income $9.5M ($0.15 diluted EPS) vs $6.8M ($0.11) in June quarter; up 36.4%.","Net interest margin expanded 10 bps to 2.10%; net interest income rose 5.2% to $37.7M.","Non-performing assets increased to $64.6M (0.84% of assets) from $45.6M, driven by one construction loan under contract for sale.","Quarterly cash dividend of $0.11 per share unchanged, payable Nov 19 to holders of record Nov 5.","Book value per share $11.63; tangible book $9.86; regulatory ratios remain well-capitalized."],"urls":{"canonical":"https://secwatch.observer/filing/0001617242-25-000070","json":"https://secwatch.observer/filing/0001617242-25-000070.json","markdown":"https://secwatch.observer/filing/0001617242-25-000070.md","text":"https://secwatch.observer/filing/0001617242-25-000070.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1617242/000161724225000070/0001617242-25-000070-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1617242/000161724225000070/krny-20251023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:30:46.421411+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}