---
schema_version: "secwatch.filing_event.v1"
accession: "0001617242-25-000070"
form_type: "8-K"
ticker: "KRNY"
cik: "0001617242"
company_name: "Kearny Financial Corp."
filed_at: "2025-10-23T23:59:59+00:00"
generated_at: "2026-05-17T02:30:46.421411+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Kearny Financial Q1 EPS $0.15 beats prior Q; NIM expands to 2.10%

## Summary
- Net income $9.5M ($0.15 diluted EPS) vs $6.8M ($0.11) in June quarter; up 36.4%.
- Net interest margin expanded 10 bps to 2.10%; net interest income rose 5.2% to $37.7M.
- Non-performing assets increased to $64.6M (0.84% of assets) from $45.6M, driven by one construction loan under contract for sale.
- Quarterly cash dividend of $0.11 per share unchanged, payable Nov 19 to holders of record Nov 5.
- Book value per share $11.63; tangible book $9.86; regulatory ratios remain well-capitalized.

## SEC filing metadata
- accession: 0001617242-25-000070
- form_type: 8-K
- ticker: KRNY
- cik: 0001617242
- company_name: Kearny Financial Corp.
- filed_at: 2025-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1617242/000161724225000070/0001617242-25-000070-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1617242/000161724225000070/krny-20251023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001617242-25-000070
- JSON: https://secwatch.observer/filing/0001617242-25-000070.json
- Plain text: https://secwatch.observer/filing/0001617242-25-000070.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.