{"schema_version":"secwatch.filing_event.v1","accession":"0001617242-26-000002","form_type":"8-K","ticker":"KRNY","cik":"0001617242","company_name":"Kearny Financial Corp.","filed_at":"2026-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.651424+00:00","generated_at":"2026-05-16T08:46:45.900289+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Kearny Financial Q2 net income $9.4M; NIM expands 4 bps; NPAs down 20.6%","bullets":["Net income $9.4M ($0.15 diluted EPS) vs $9.5M prior quarter; pre-tax pre-provision revenue up 3.9% to $12.3M.","Net interest margin expanded 4 bps to 2.14%, driven by lower funding costs and balance sheet remix.","Non-performing assets fell 20.6% to $51.3M (0.67% of total assets) on full repayment of a construction loan.","Deposits grew $79.7M to $5.71B; borrowings reduced $111.5M to $1.10B.","Declared $0.11/share quarterly dividend, payable Feb 18, 2026, unchanged from prior quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001617242-26-000002","json":"https://secwatch.observer/filing/0001617242-26-000002.json","markdown":"https://secwatch.observer/filing/0001617242-26-000002.md","text":"https://secwatch.observer/filing/0001617242-26-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1617242/000161724226000002/0001617242-26-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1617242/000161724226000002/krny-20260122.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T08:46:45.900289+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}