---
schema_version: "secwatch.filing_event.v1"
accession: "0001617242-26-000002"
form_type: "8-K"
ticker: "KRNY"
cik: "0001617242"
company_name: "Kearny Financial Corp."
filed_at: "2026-01-22T23:59:59+00:00"
generated_at: "2026-05-16T08:46:45.900289+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Kearny Financial Q2 net income $9.4M; NIM expands 4 bps; NPAs down 20.6%

## Summary
- Net income $9.4M ($0.15 diluted EPS) vs $9.5M prior quarter; pre-tax pre-provision revenue up 3.9% to $12.3M.
- Net interest margin expanded 4 bps to 2.14%, driven by lower funding costs and balance sheet remix.
- Non-performing assets fell 20.6% to $51.3M (0.67% of total assets) on full repayment of a construction loan.
- Deposits grew $79.7M to $5.71B; borrowings reduced $111.5M to $1.10B.
- Declared $0.11/share quarterly dividend, payable Feb 18, 2026, unchanged from prior quarter.

## SEC filing metadata
- accession: 0001617242-26-000002
- form_type: 8-K
- ticker: KRNY
- cik: 0001617242
- company_name: Kearny Financial Corp.
- filed_at: 2026-01-22T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1617242/000161724226000002/0001617242-26-000002-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1617242/000161724226000002/krny-20260122.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001617242-26-000002
- JSON: https://secwatch.observer/filing/0001617242-26-000002.json
- Plain text: https://secwatch.observer/filing/0001617242-26-000002.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.