{"schema_version":"secwatch.filing_event.v1","accession":"0001617242-26-000017","form_type":"8-K","ticker":"KRNY","cik":"0001617242","company_name":"Kearny Financial Corp.","filed_at":"2026-07-23T12:39:36+00:00","discovered_at":"2026-07-23T12:40:00.258060+00:00","generated_at":"2026-07-23T12:40:07.860100+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Kearny Financial Q4 net income $7.2M ($0.11 EPS); FY2026 net income up 39% YoY to $36.3M","bullets":["Q4 net income $7.2M ($0.11 diluted EPS) vs $10.1M ($0.16) in prior quarter; FY2026 net income $36.3M ($0.57) vs $26.1M ($0.42) in FY2025.","Net interest margin expanded 5 bps to 2.26% in Q4; FY2026 NIM up 30 bps to 2.18% YoY.","Non-recurring items in Q4: $1.6M discrete tax charge, $745K severance, $262K OREO acquisition expense.","Board declared $0.11 per share quarterly dividend, payable Aug 26, 2026 to holders of record Aug 12, 2026.","Non-performing assets $53.4M (0.70% of assets) vs $52.4M (0.69%) prior quarter; provision for credit losses $822K."],"urls":{"canonical":"https://secwatch.observer/filing/0001617242-26-000017","json":"https://secwatch.observer/filing/0001617242-26-000017.json","markdown":"https://secwatch.observer/filing/0001617242-26-000017.md","text":"https://secwatch.observer/filing/0001617242-26-000017.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1617242/000161724226000017/0001617242-26-000017-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1617242/000161724226000017/krny-20260723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-23T12:40:07.860100+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}