---
schema_version: "secwatch.filing_event.v1"
accession: "0001617242-26-000017"
form_type: "8-K"
ticker: "KRNY"
cik: "0001617242"
company_name: "Kearny Financial Corp."
filed_at: "2026-07-23T12:39:36+00:00"
generated_at: "2026-07-23T12:40:07.860100+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Kearny Financial Q4 net income $7.2M ($0.11 EPS); FY2026 net income up 39% YoY to $36.3M

## Summary
- Q4 net income $7.2M ($0.11 diluted EPS) vs $10.1M ($0.16) in prior quarter; FY2026 net income $36.3M ($0.57) vs $26.1M ($0.42) in FY2025.
- Net interest margin expanded 5 bps to 2.26% in Q4; FY2026 NIM up 30 bps to 2.18% YoY.
- Non-recurring items in Q4: $1.6M discrete tax charge, $745K severance, $262K OREO acquisition expense.
- Board declared $0.11 per share quarterly dividend, payable Aug 26, 2026 to holders of record Aug 12, 2026.
- Non-performing assets $53.4M (0.70% of assets) vs $52.4M (0.69%) prior quarter; provision for credit losses $822K.

## SEC filing metadata
- accession: 0001617242-26-000017
- form_type: 8-K
- ticker: KRNY
- cik: 0001617242
- company_name: Kearny Financial Corp.
- filed_at: 2026-07-23T12:39:36+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1617242/000161724226000017/0001617242-26-000017-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1617242/000161724226000017/krny-20260723.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001617242-26-000017
- JSON: https://secwatch.observer/filing/0001617242-26-000017.json
- Plain text: https://secwatch.observer/filing/0001617242-26-000017.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.