{"schema_version":"secwatch.filing_event.v1","accession":"0001617242-26-000029","form_type":"8-K","ticker":"KRNY","cik":"0001617242","company_name":"Kearny Financial Corp.","filed_at":"2026-10-22T12:37:10+00:00","discovered_at":"2026-10-22T12:40:02.366415+00:00","generated_at":"2026-10-22T12:40:09.555037+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Kearny Financial Q1 FY2027 net income $10.0M, EPS $0.16; declares $0.11 dividend","bullets":["Net income $10.0M, or $0.16 diluted EPS, up 40.0% from $7.2M/$0.11 in the quarter ended June 30, 2026; PPNR non-GAAP $13.5M/$0.21, up 14.0%.","Net interest margin 2.23%, down 3 bps sequentially; net interest income $40.1M, down $294K, hurt by repricing of the final COVID-era wholesale funding position.","Loans receivable $5.98B, up $105.1M or 1.8% (7.2% annualized); deposits $5.83B, up $123.9M or 2.2% (8.7% annualized).","Non-interest expense fell 6.1% to $31.8M; salary/benefits $19.4M reflected a prior-period $745K severance charge and current-period $193K stock-comp decrease.","Board declared $0.11/share quarterly dividend payable Nov. 18, 2026 to stockholders of record Nov. 4, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001617242-26-000029","json":"https://secwatch.observer/filing/0001617242-26-000029.json","markdown":"https://secwatch.observer/filing/0001617242-26-000029.md","text":"https://secwatch.observer/filing/0001617242-26-000029.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1617242/000161724226000029/0001617242-26-000029-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1617242/000161724226000029/krny-20261022.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-22T12:40:09.555037+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}