---
schema_version: "secwatch.filing_event.v1"
accession: "0001620459-26-000007"
form_type: "8-K"
ticker: "JRVR"
cik: "0001620459"
company_name: "James River Group Holdings, Inc."
filed_at: "2026-03-02T23:59:59+00:00"
generated_at: "2026-05-15T22:40:12.236922+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# James River posts Q4 net income of $30.1M vs loss of $94M YoY; combined ratio improves to 94.1%

## Summary
- Q4 2025 net income from continuing ops $30.15M ($0.53/diluted) vs loss of $92.67M ($2.25) in Q4 2024.
- Full year combined ratio 96.6%; Q4 combined ratio improved to 94.1% from 155.1% year ago.
- Adjusted net operating income $15.96M ($0.30) vs loss of $40.8M ($0.99).
- Tangible common equity per share $8.94, up 34% since Dec 2024; adjusted net op return on tangible common equity 15.3%.
- Board declared $0.01/share dividend payable March 31, 2026 to holders of record March 13, 2026.

## SEC filing metadata
- accession: 0001620459-26-000007
- form_type: 8-K
- ticker: JRVR
- cik: 0001620459
- company_name: James River Group Holdings, Inc.
- filed_at: 2026-03-02T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1620459/000162045926000007/0001620459-26-000007-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1620459/000162045926000007/jrvr-20260302.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001620459-26-000007
- JSON: https://secwatch.observer/filing/0001620459-26-000007.json
- Plain text: https://secwatch.observer/filing/0001620459-26-000007.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.