{"schema_version":"secwatch.filing_event.v1","accession":"0001624322-24-000005","form_type":"8-K","ticker":"BFST","cik":"0001624322","company_name":"Business First Bancshares, Inc.","filed_at":"2024-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:13.846979+00:00","generated_at":"2026-05-31T16:18:21.098461+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Business First Bancshares Q2 net income $15.9M, EPS $0.62; NIM expands to 3.45%","bullets":["Net income available to common $15.9M ($0.62 diluted); core EPS $0.64, up $0.14 QoQ.","Net interest margin 3.45% vs 3.32% linked quarter; loan yield 7.07%.","Loans held for investment grew $74M (5.85% annualized); C&I portfolio up $93.4M.","Total deposits down $9.1M but noninterest-bearing deposits up $15.2M; brokered deposits reduced $75.1M.","Quarterly common dividend $0.14/share; also declared preferred dividend $18.75/share; Oakwood acquisition announced April 25."],"urls":{"canonical":"https://secwatch.observer/filing/0001624322-24-000005","json":"https://secwatch.observer/filing/0001624322-24-000005.json","markdown":"https://secwatch.observer/filing/0001624322-24-000005.md","text":"https://secwatch.observer/filing/0001624322-24-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1624322/000162432224000005/0001624322-24-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1624322/000162432224000005/bfst-20240725.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T16:18:21.098461+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}