---
schema_version: "secwatch.filing_event.v1"
accession: "0001624322-24-000005"
form_type: "8-K"
ticker: "BFST"
cik: "0001624322"
company_name: "Business First Bancshares, Inc."
filed_at: "2024-07-25T23:59:59+00:00"
generated_at: "2026-05-31T16:18:21.098461+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Business First Bancshares Q2 net income $15.9M, EPS $0.62; NIM expands to 3.45%

## Summary
- Net income available to common $15.9M ($0.62 diluted); core EPS $0.64, up $0.14 QoQ.
- Net interest margin 3.45% vs 3.32% linked quarter; loan yield 7.07%.
- Loans held for investment grew $74M (5.85% annualized); C&I portfolio up $93.4M.
- Total deposits down $9.1M but noninterest-bearing deposits up $15.2M; brokered deposits reduced $75.1M.
- Quarterly common dividend $0.14/share; also declared preferred dividend $18.75/share; Oakwood acquisition announced April 25.

## SEC filing metadata
- accession: 0001624322-24-000005
- form_type: 8-K
- ticker: BFST
- cik: 0001624322
- company_name: Business First Bancshares, Inc.
- filed_at: 2024-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1624322/000162432224000005/0001624322-24-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1624322/000162432224000005/bfst-20240725.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001624322-24-000005
- JSON: https://secwatch.observer/filing/0001624322-24-000005.json
- Plain text: https://secwatch.observer/filing/0001624322-24-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.