secwatch.observer — SEC 8-K summary
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Issuer:     Business First Bancshares, Inc. (BFST)
CIK:        0001624322
Form:       8-K
Filed at:   2024-07-25T23:59:59+00:00
Accession:  0001624322-24-000005
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Business First Bancshares Q2 net income $15.9M, EPS $0.62; NIM expands to 3.45%
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- Net income available to common $15.9M ($0.62 diluted); core EPS $0.64, up $0.14 QoQ.
- Net interest margin 3.45% vs 3.32% linked quarter; loan yield 7.07%.
- Loans held for investment grew $74M (5.85% annualized); C&I portfolio up $93.4M.
- Total deposits down $9.1M but noninterest-bearing deposits up $15.2M; brokered deposits reduced $75.1M.
- Quarterly common dividend $0.14/share; also declared preferred dividend $18.75/share; Oakwood acquisition announced April 25.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1624322/000162432224000005/0001624322-24-000005-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1624322/000162432224000005/bfst-20240725.htm
  HTML page:      https://secwatch.observer/filing/0001624322-24-000005

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