{"schema_version":"secwatch.filing_event.v1","accession":"0001624322-24-000017","form_type":"8-K","ticker":"BFST","cik":"0001624322","company_name":"Business First Bancshares, Inc.","filed_at":"2024-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.021553+00:00","generated_at":"2026-05-30T10:30:56.898954+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"BFST Q3 net income $16.5M ($0.65 EPS); closes Oakwood acquisition; declares $0.14 common dividend","bullets":["Q3 net income available to common shares: $16.5M, $0.65 diluted EPS; core EPS $0.68.","Net interest margin expanded to 3.51% (GAAP); loans held for investment up $57.3M (4.41% annualized).","Deposits grew $77.3M (5.53% annualized); nonperforming loans ratio rose to 0.50% (up 7 bps).","Closed acquisition of Oakwood Bancshares on Oct 1; Oakwood had $863.6M assets and $741.3M deposits as of Sep 30.","Board declared $0.14/share common dividend and $18.75/share preferred dividend payable Nov 30 to record Nov 15."],"urls":{"canonical":"https://secwatch.observer/filing/0001624322-24-000017","json":"https://secwatch.observer/filing/0001624322-24-000017.json","markdown":"https://secwatch.observer/filing/0001624322-24-000017.md","text":"https://secwatch.observer/filing/0001624322-24-000017.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1624322/000162432224000017/0001624322-24-000017-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1624322/000162432224000017/bfst-20241024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:30:56.898954+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}