{"schema_version":"secwatch.filing_event.v1","accession":"0001624322-25-000019","form_type":"8-K","ticker":"BFST","cik":"0001624322","company_name":"Business First Bancshares, Inc.","filed_at":"2025-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.096477+00:00","generated_at":"2026-05-23T07:04:11.069289+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Business First Bancshares Q1 2025 EPS $0.65, NIM expands 7 bps; NPL ratio rises to 0.69%","bullets":["Net income available to common shareholders $19.2M ($0.65 diluted EPS), up from $15.1M linked quarter.","Net interest margin 3.68%, up 7 bps from 3.61% linked quarter; net interest income $66.0M.","Nonperforming loans to total loans at 0.69%, up 27 bps; provision for credit losses $2.8M (down from $6.7M).","Tangible book value per share $20.84, up 4.6% from $19.92 at Dec. 31, 2024.","Declared common dividend $0.14/share and preferred dividend $18.75/share, payable May 31, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001624322-25-000019","json":"https://secwatch.observer/filing/0001624322-25-000019.json","markdown":"https://secwatch.observer/filing/0001624322-25-000019.md","text":"https://secwatch.observer/filing/0001624322-25-000019.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1624322/000162432225000019/0001624322-25-000019-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1624322/000162432225000019/bfst-20250424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T07:04:11.069289+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}