secwatch.observer — SEC 8-K summary
======================================

Issuer:     Business First Bancshares, Inc. (BFST)
CIK:        0001624322
Form:       8-K
Filed at:   2025-04-24T23:59:59+00:00
Accession:  0001624322-25-000019
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Business First Bancshares Q1 2025 EPS $0.65, NIM expands 7 bps; NPL ratio rises to 0.69%
--------------------------------------------------------------------------------

- Net income available to common shareholders $19.2M ($0.65 diluted EPS), up from $15.1M linked quarter.
- Net interest margin 3.68%, up 7 bps from 3.61% linked quarter; net interest income $66.0M.
- Nonperforming loans to total loans at 0.69%, up 27 bps; provision for credit losses $2.8M (down from $6.7M).
- Tangible book value per share $20.84, up 4.6% from $19.92 at Dec. 31, 2024.
- Declared common dividend $0.14/share and preferred dividend $18.75/share, payable May 31, 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1624322/000162432225000019/0001624322-25-000019-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1624322/000162432225000019/bfst-20250424.htm
  HTML page:      https://secwatch.observer/filing/0001624322-25-000019

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer