{"schema_version":"secwatch.filing_event.v1","accession":"0001624322-25-000043","form_type":"8-K","ticker":"BFST","cik":"0001624322","company_name":"Business First Bancshares, Inc.","filed_at":"2025-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.957852+00:00","generated_at":"2026-05-17T02:30:46.826879+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Business First Q3 net income $21.5M ($0.73 EPS); dividend raised to $0.15","bullets":["Net income available to common shareholders of $21.5M, or $0.73 diluted EPS; core net income $21.2M ($0.72).","Net interest income $69.3M; net interest margin stable at 3.68%.","Quarterly common dividend increased $0.01 to $0.15/share, payable Nov 30, 2025.","Tangible book value per share rose 4.75% to $22.63; common equity ratio improved to 10.14%.","Successfully converted Oakwood Bank core systems in September 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001624322-25-000043","json":"https://secwatch.observer/filing/0001624322-25-000043.json","markdown":"https://secwatch.observer/filing/0001624322-25-000043.md","text":"https://secwatch.observer/filing/0001624322-25-000043.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1624322/000162432225000043/0001624322-25-000043-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1624322/000162432225000043/bfst-20251023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:30:46.826879+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}