---
schema_version: "secwatch.filing_event.v1"
accession: "0001624322-25-000043"
form_type: "8-K"
ticker: "BFST"
cik: "0001624322"
company_name: "Business First Bancshares, Inc."
filed_at: "2025-10-23T23:59:59+00:00"
generated_at: "2026-05-17T02:30:46.826879+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Business First Q3 net income $21.5M ($0.73 EPS); dividend raised to $0.15

## Summary
- Net income available to common shareholders of $21.5M, or $0.73 diluted EPS; core net income $21.2M ($0.72).
- Net interest income $69.3M; net interest margin stable at 3.68%.
- Quarterly common dividend increased $0.01 to $0.15/share, payable Nov 30, 2025.
- Tangible book value per share rose 4.75% to $22.63; common equity ratio improved to 10.14%.
- Successfully converted Oakwood Bank core systems in September 2025.

## SEC filing metadata
- accession: 0001624322-25-000043
- form_type: 8-K
- ticker: BFST
- cik: 0001624322
- company_name: Business First Bancshares, Inc.
- filed_at: 2025-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1624322/000162432225000043/0001624322-25-000043-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1624322/000162432225000043/bfst-20251023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001624322-25-000043
- JSON: https://secwatch.observer/filing/0001624322-25-000043.json
- Plain text: https://secwatch.observer/filing/0001624322-25-000043.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.