secwatch.observer — SEC 8-K summary
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Issuer:     Business First Bancshares, Inc. (BFST)
CIK:        0001624322
Form:       8-K/A
Filed at:   2026-01-23T23:59:59+00:00
Accession:  0001624322-26-000013
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

BFST Q4 net income $21M ($0.71), FY net income $82.5M ($2.79); common dividend $0.15
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- Q4 net income $21.0M ($0.71 diluted EPS); core EPS $0.79. FY net income $82.5M ($2.79) up 38% YoY.
- Net interest income $70.9M, NIM 3.71%; loan growth $168.4M (11.1% annualized) in Q4.
- Common dividend $0.15 per share, payable Feb 28, 2026 to holders of record Feb 15, 2026.
- Q4 stock buyback of 150,504 shares at $24.79 avg; tangible book value per share up to $23.36.
- Nonperforming loans ratio rose 42 bps to 1.24% due to a single $25.8M CRE relationship.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1624322/000162432226000013/0001624322-26-000013-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1624322/000162432226000013/bfst-20260122.htm
  HTML page:      https://secwatch.observer/filing/0001624322-26-000013

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer