{"schema_version":"secwatch.filing_event.v1","accession":"0001625278-22-000007","form_type":"8-K","ticker":"NRDS","cik":"0001625278","company_name":"NERDWALLET, INC.","filed_at":"2022-02-24T23:59:59+00:00","discovered_at":"2026-05-14T18:04:07.438583+00:00","generated_at":"2026-06-27T04:50:51.241371+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NerdWallet Q4 revenue $99.5M (+75% YoY); guides Q1 $122-125M","bullets":["Q4 revenue $99.5M (up 75% YoY); FY21 revenue $379.6M (up 55% YoY).","GAAP net loss $7.9M ($0.13/diluted share) in Q4; adjusted EBITDA $13.5M vs $2.1M a year ago.","Credit Cards revenue $34.9M (+109% YoY), Loans $29.6M (+46%), Other Verticals $35.0M (+76%).","Average MUUs 18M (+22% YoY); cash & equivalents $167.8M at year-end.","Q1 2022 guidance: revenue $122-125M (midpoint ~37% YoY growth), adjusted EBITDA $3-6M."],"urls":{"canonical":"https://secwatch.observer/filing/0001625278-22-000007","json":"https://secwatch.observer/filing/0001625278-22-000007.json","markdown":"https://secwatch.observer/filing/0001625278-22-000007.md","text":"https://secwatch.observer/filing/0001625278-22-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1625278/000162527822000007/0001625278-22-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1625278/000162527822000007/nrds-20220224.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T04:50:51.241371+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}