---
schema_version: "secwatch.filing_event.v1"
accession: "0001625278-22-000007"
form_type: "8-K"
ticker: "NRDS"
cik: "0001625278"
company_name: "NERDWALLET, INC."
filed_at: "2022-02-24T23:59:59+00:00"
generated_at: "2026-06-27T04:50:51.241371+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# NerdWallet Q4 revenue $99.5M (+75% YoY); guides Q1 $122-125M

## Summary
- Q4 revenue $99.5M (up 75% YoY); FY21 revenue $379.6M (up 55% YoY).
- GAAP net loss $7.9M ($0.13/diluted share) in Q4; adjusted EBITDA $13.5M vs $2.1M a year ago.
- Credit Cards revenue $34.9M (+109% YoY), Loans $29.6M (+46%), Other Verticals $35.0M (+76%).
- Average MUUs 18M (+22% YoY); cash & equivalents $167.8M at year-end.
- Q1 2022 guidance: revenue $122-125M (midpoint ~37% YoY growth), adjusted EBITDA $3-6M.

## SEC filing metadata
- accession: 0001625278-22-000007
- form_type: 8-K
- ticker: NRDS
- cik: 0001625278
- company_name: NERDWALLET, INC.
- filed_at: 2022-02-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1625278/000162527822000007/0001625278-22-000007-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1625278/000162527822000007/nrds-20220224.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001625278-22-000007
- JSON: https://secwatch.observer/filing/0001625278-22-000007.json
- Plain text: https://secwatch.observer/filing/0001625278-22-000007.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.