secwatch.observer — SEC 8-K summary
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Issuer:     NERDWALLET, INC. (NRDS)
CIK:        0001625278
Form:       8-K
Filed at:   2022-02-24T23:59:59+00:00
Accession:  0001625278-22-000007
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

NerdWallet Q4 revenue $99.5M (+75% YoY); guides Q1 $122-125M
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- Q4 revenue $99.5M (up 75% YoY); FY21 revenue $379.6M (up 55% YoY).
- GAAP net loss $7.9M ($0.13/diluted share) in Q4; adjusted EBITDA $13.5M vs $2.1M a year ago.
- Credit Cards revenue $34.9M (+109% YoY), Loans $29.6M (+46%), Other Verticals $35.0M (+76%).
- Average MUUs 18M (+22% YoY); cash & equivalents $167.8M at year-end.
- Q1 2022 guidance: revenue $122-125M (midpoint ~37% YoY growth), adjusted EBITDA $3-6M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1625278/000162527822000007/0001625278-22-000007-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1625278/000162527822000007/nrds-20220224.htm
  HTML page:      https://secwatch.observer/filing/0001625278-22-000007

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer