{"schema_version":"secwatch.filing_event.v1","accession":"0001625278-22-000052","form_type":"8-K","ticker":"NRDS","cik":"0001625278","company_name":"NERDWALLET, INC.","filed_at":"2022-05-03T23:59:59+00:00","discovered_at":"2026-05-14T18:04:01.534495+00:00","generated_at":"2026-06-26T01:30:33.475617+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NerdWallet Q1 revenue $129.1M (+43% YoY); Q2 guidance $118-121M","bullets":["Revenue $129.1M (+43% YoY); GAAP net loss $10.5M ($0.16 diluted EPS) vs $12.9M loss prior year.","Adjusted EBITDA $8.9M vs $3.2M prior year; margin improved to 7% from 4%.","Credit cards revenue $45.2M (+97%); Loans $34.3M (+6%); Other verticals $49.6M (+43%).","Average MUUs 22M (-3% YoY); driven by strong engagement in SMB and credit cards offset by investing vertical.","Q2 2022 guidance: revenue $118-121M, Adj. EBITDA $8-10M."],"urls":{"canonical":"https://secwatch.observer/filing/0001625278-22-000052","json":"https://secwatch.observer/filing/0001625278-22-000052.json","markdown":"https://secwatch.observer/filing/0001625278-22-000052.md","text":"https://secwatch.observer/filing/0001625278-22-000052.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1625278/000162527822000052/0001625278-22-000052-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1625278/000162527822000052/nrds-20220503.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T01:30:33.475617+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}