{"schema_version":"secwatch.filing_event.v1","accession":"0001625278-22-000121","form_type":"8-K","ticker":"NRDS","cik":"0001625278","company_name":"NERDWALLET, INC.","filed_at":"2022-08-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:56.400883+00:00","generated_at":"2026-06-24T03:21:54.407049+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"NerdWallet Q2 revenue $125.2M (+37% YoY), Adj. EBITDA $12.7M; Q3 guidance $135-141M","bullets":["Revenue of $125.2M (+37% YoY); GAAP net loss $9.3M ($0.14 loss per diluted share).","Adjusted EBITDA $12.7M vs $(10.8)M in Q2 2021; Q3 adj. EBITDA guidance $8-10M.","Credit cards revenue $54.6M (+82% YoY); Loans revenue $24.0M (-26% YoY) on mortgage headwinds.","Monthly Unique Users 20M (+2% YoY); Q3 revenue guidance $135-141M (+40% YoY at midpoint).","Completed On the Barrelhead acquisition to expand lending capabilities in Q2."],"urls":{"canonical":"https://secwatch.observer/filing/0001625278-22-000121","json":"https://secwatch.observer/filing/0001625278-22-000121.json","markdown":"https://secwatch.observer/filing/0001625278-22-000121.md","text":"https://secwatch.observer/filing/0001625278-22-000121.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1625278/000162527822000121/0001625278-22-000121-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1625278/000162527822000121/nrds-20220804.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T03:21:54.407049+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}