---
schema_version: "secwatch.filing_event.v1"
accession: "0001625278-22-000121"
form_type: "8-K"
ticker: "NRDS"
cik: "0001625278"
company_name: "NERDWALLET, INC."
filed_at: "2022-08-05T23:59:59+00:00"
generated_at: "2026-06-24T03:21:54.407049+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# NerdWallet Q2 revenue $125.2M (+37% YoY), Adj. EBITDA $12.7M; Q3 guidance $135-141M

## Summary
- Revenue of $125.2M (+37% YoY); GAAP net loss $9.3M ($0.14 loss per diluted share).
- Adjusted EBITDA $12.7M vs $(10.8)M in Q2 2021; Q3 adj. EBITDA guidance $8-10M.
- Credit cards revenue $54.6M (+82% YoY); Loans revenue $24.0M (-26% YoY) on mortgage headwinds.
- Monthly Unique Users 20M (+2% YoY); Q3 revenue guidance $135-141M (+40% YoY at midpoint).
- Completed On the Barrelhead acquisition to expand lending capabilities in Q2.

## SEC filing metadata
- accession: 0001625278-22-000121
- form_type: 8-K
- ticker: NRDS
- cik: 0001625278
- company_name: NERDWALLET, INC.
- filed_at: 2022-08-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1625278/000162527822000121/0001625278-22-000121-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1625278/000162527822000121/nrds-20220804.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001625278-22-000121
- JSON: https://secwatch.observer/filing/0001625278-22-000121.json
- Plain text: https://secwatch.observer/filing/0001625278-22-000121.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.