{"schema_version":"secwatch.filing_event.v1","accession":"0001625278-23-000055","form_type":"8-K","ticker":"NRDS","cik":"0001625278","company_name":"NERDWALLET, INC.","filed_at":"2023-05-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:39.719004+00:00","generated_at":"2026-06-16T03:36:51.464544+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"NerdWallet Q1 2023: revenue up 31% to $169.6M, net income $1.7M, approves $20M buyback","bullets":["Revenue $169.6M (+31% YoY); GAAP net income $1.7M ($0.02 EPS) vs loss of $10.5M (-$0.16) YoY.","Adjusted EBITDA $20.9M (12% margin), up 134% from $8.9M (7% margin) in prior year.","Credit cards revenue +36% to $61.3M; Other verticals +74% to $86.3M; Loans -36% to $22.0M.","Board approved $20M share repurchase plan with no expiration date.","Q2 2023 guidance: revenue $134-141M, Adjusted EBITDA $17-19M, citing macro headwinds."],"urls":{"canonical":"https://secwatch.observer/filing/0001625278-23-000055","json":"https://secwatch.observer/filing/0001625278-23-000055.json","markdown":"https://secwatch.observer/filing/0001625278-23-000055.md","text":"https://secwatch.observer/filing/0001625278-23-000055.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1625278/000162527823000055/0001625278-23-000055-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1625278/000162527823000055/nrds-20230502.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T03:36:51.464544+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3841728d1c9de3d2be2770b051b0e0a1d55cf265","claim":"NERDWALLET, INC. reported first quarter ended March 31, 2023 results: revenue $169.6 million, net income $1.7 million, EPS $0.02 income per diluted share.","evidence_excerpt":"Revenue of $169.6 million, Up 31% Year-Over-Year","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1625278/000162527823000055/0001625278-23-000055-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2023"},{"label":"Revenue","value":"$169.6 million"},{"label":"Net income","value":"$1.7 million"},{"label":"EPS","value":"$0.02 income per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}