{"schema_version":"secwatch.filing_event.v1","accession":"0001625278-23-000092","form_type":"8-K","ticker":"NRDS","cik":"0001625278","company_name":"NERDWALLET, INC.","filed_at":"2023-08-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:34.600058+00:00","generated_at":"2026-06-12T13:46:01.288094+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"NerdWallet Q2 revenue $143.3M (+14% YoY); net loss $10.7M, Adj. EBITDA $20.7M","bullets":["Revenue $143.3M (+14% YoY); GAAP net loss $10.7M ($0.14 diluted EPS).","Adjusted EBITDA $20.7M; company said revenue exceeded its guidance.","Credit cards rev $51.2M (-6% YoY), loans $23.1M (-4% YoY); other verticals $69.0M (+48% YoY).","Average monthly unique users 22M (+9% YoY); growth in banking, insurance, SMB."],"urls":{"canonical":"https://secwatch.observer/filing/0001625278-23-000092","json":"https://secwatch.observer/filing/0001625278-23-000092.json","markdown":"https://secwatch.observer/filing/0001625278-23-000092.md","text":"https://secwatch.observer/filing/0001625278-23-000092.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1625278/000162527823000092/0001625278-23-000092-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1625278/000162527823000092/nrds-20230802.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T13:46:01.288094+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d0c3873dd82cb696acf25325bee85c88793c158b","claim":"NERDWALLET, INC. reported the second quarter ended June 30, 2023 results: revenue $143.3 million, net income $10.7 million, EPS $0.14 loss per diluted share.","evidence_excerpt":"NERDWALLET REPORTS SECOND QUARTER 2023 RESULTS Revenue of $143.3 million, Up 14% Year-Over-Year FINANCIAL HIGHLIGHTS • Revenue of $143.3 million • GAAP net loss of $10.7 million and $0.14 loss per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1625278/000162527823000092/0001625278-23-000092-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter ended June 30, 2023"},{"label":"Revenue","value":"$143.3 million"},{"label":"Net income","value":"$10.7 million"},{"label":"EPS","value":"$0.14 loss per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}