---
schema_version: "secwatch.filing_event.v1"
accession: "0001625278-23-000117"
form_type: "8-K"
ticker: "NRDS"
cik: "0001625278"
company_name: "NERDWALLET, INC."
filed_at: "2023-10-26T23:59:59+00:00"
generated_at: "2026-06-09T08:35:16.899514+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# NerdWallet Q3 revenue $152.8M (+7% YoY), above guidance; GAAP EPS -$0.01, adj. EBITDA $26.7M

## Summary
- Revenue $152.8M, up 7% YoY and above the high-end of prior guidance.
- GAAP net loss of $0.5M ($0.01 diluted loss) vs. net income of $0.7M a year ago.
- Adjusted EBITDA of $26.7M; Monthly Unique Users 24M (+22% YoY).
- Loans revenue $32.9M (+16% YoY) driven by personal loans; Credit cards $54.0M (-6% YoY) on cautious partner spending.
- Other verticals revenue $65.9M (+16% YoY) led by banking and SMB; insurance down.

## SEC filing metadata
- accession: 0001625278-23-000117
- form_type: 8-K
- ticker: NRDS
- cik: 0001625278
- company_name: NERDWALLET, INC.
- filed_at: 2023-10-26T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1625278/000162527823000117/0001625278-23-000117-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1625278/000162527823000117/nrds-20231026.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001625278-23-000117
- JSON: https://secwatch.observer/filing/0001625278-23-000117.json
- Plain text: https://secwatch.observer/filing/0001625278-23-000117.txt

## Key facts
- Earnings Releases
  NERDWALLET, INC. reported third quarter ended September 30, 2023 results: revenue $152.8 million, net income $0.5 million, EPS $0.01 loss per diluted share.
  - Period: third quarter ended September 30, 2023
  - Revenue: $152.8 million
  - Net income: $0.5 million
  - EPS: $0.01 loss per diluted share
  - Result: reported results
  source text: the press release is attached hereto as Exhibit 99.1 and incorporated herein by reference. --- EX-99.1 (EX-99.1) --- NERDWALLET REPORTS THIRD QUARTER 2023 RESULTS Revenue of $152.8 million, Up 7% Year-Over-Year FINANCIAL HIGHLIGHTS • Revenue of $152.8 million • GAAP net loss of $0.5 million and $0.01 loss per diluted share • Adjusted EBITDA of $26.7 million SAN
  evidence_url: https://www.sec.gov/Archives/edgar/data/1625278/000162527823000117/0001625278-23-000117-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.