{"schema_version":"secwatch.filing_event.v1","accession":"0001625278-24-000100","form_type":"8-K","ticker":"NRDS","cik":"0001625278","company_name":"NERDWALLET, INC.","filed_at":"2024-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:19.303817+00:00","generated_at":"2026-06-03T08:01:06.931482+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"NerdWallet Q1 revenue $161.9M (-5% YoY); beats adjusted EBITDA guidance","bullets":["Revenue $161.9M, down 5% YoY; GAAP net income $1.1M ($0.01 diluted EPS).","Adjusted EBITDA $25.5M and non-GAAP operating income $10.6M; both exceeded guidance.","Credit cards revenue $50.0M (-19% YoY); SMB products $30.4M (+21% YoY).","Monthly Unique Users 29M (+25% YoY); registered users surpassed 20M.","CFO expects revenue growth to return in Q2."],"urls":{"canonical":"https://secwatch.observer/filing/0001625278-24-000100","json":"https://secwatch.observer/filing/0001625278-24-000100.json","markdown":"https://secwatch.observer/filing/0001625278-24-000100.md","text":"https://secwatch.observer/filing/0001625278-24-000100.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1625278/000162527824000100/0001625278-24-000100-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1625278/000162527824000100/nrds-20240425.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T08:01:06.931482+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"259ee8f435aa14433070e8de8efdabcf3e9132c5","claim":"NERDWALLET, INC. reported first quarter ended March 31, 2024 results: revenue $161.9 million, net income $1.1 million, EPS $0.01 per diluted share.","evidence_excerpt":"the press release is attached hereto as Exhibit 99.1 and incorporated herein by reference. --- EX-99.1 (EX-99.1) --- NERDWALLET REPORTS FIRST QUARTER 2024 RESULTS Revenue of $161.9 million, Down 5% Year-Over-Year FINANCIAL HIGHLIGHTS • Revenue of $161.9 million • GAAP income from operations of $3.7 million • GAAP net income of $1.1 million or $0.01 income per","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1625278/000162527824000100/0001625278-24-000100-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2024"},{"label":"Revenue","value":"$161.9 million"},{"label":"Net income","value":"$1.1 million"},{"label":"EPS","value":"$0.01 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}