---
schema_version: "secwatch.filing_event.v1"
accession: "0001625278-24-000140"
form_type: "8-K"
ticker: "NRDS"
cik: "0001625278"
company_name: "NERDWALLET, INC."
filed_at: "2024-07-31T23:59:59+00:00"
generated_at: "2026-05-31T14:24:24.608858+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# NerdWallet Q2 revenue $150.6M up 5% YoY but misses non-GAAP operating income guidance

## Summary
- Revenue $150.6M, up 5% YoY; GAAP net loss $9.4M ($0.12 loss per diluted share).
- Adjusted EBITDA $14.3M; non-GAAP operating loss $2.7M (missed guidance due to organic search headwinds).
- Credit cards revenue down 10% YoY to $46.1M; loans down 6% to $21.7M; emerging verticals up 25% to $56.7M.
- Average monthly unique users 23M, up 7% YoY.

## SEC filing metadata
- accession: 0001625278-24-000140
- form_type: 8-K
- ticker: NRDS
- cik: 0001625278
- company_name: NERDWALLET, INC.
- filed_at: 2024-07-31T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1625278/000162527824000140/0001625278-24-000140-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1625278/000162527824000140/nrds-20240731.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001625278-24-000140
- JSON: https://secwatch.observer/filing/0001625278-24-000140.json
- Plain text: https://secwatch.observer/filing/0001625278-24-000140.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.