{"schema_version":"secwatch.filing_event.v1","accession":"0001625278-24-000161","form_type":"8-K","ticker":"NRDS","cik":"0001625278","company_name":"NERDWALLET, INC.","filed_at":"2024-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.024213+00:00","generated_at":"2026-05-30T09:15:32.457702+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"NerdWallet Q3 revenue $191.3M (+25% YoY); CFO StClair resigning by March 2025","bullets":["Revenue $191.3M (+25% YoY); GAAP net income $0.1M ($0.00 diluted EPS).","Non-GAAP operating income $22.9M; adjusted EBITDA $37.3M.","Segment: credit cards -16%, loans -28%, SMB +12%, emerging verticals +129% (insurance).","Average Monthly Unique Users 22M, down 7% YoY.","CFO Lauren StClair to resign effective March 7, 2025; company initiating search for successor."],"urls":{"canonical":"https://secwatch.observer/filing/0001625278-24-000161","json":"https://secwatch.observer/filing/0001625278-24-000161.json","markdown":"https://secwatch.observer/filing/0001625278-24-000161.md","text":"https://secwatch.observer/filing/0001625278-24-000161.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1625278/000162527824000161/0001625278-24-000161-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1625278/000162527824000161/nrds-20241029.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T09:15:32.457702+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}