{"schema_version":"secwatch.filing_event.v1","accession":"0001625278-25-000017","form_type":"8-K","ticker":"NRDS","cik":"0001625278","company_name":"NERDWALLET, INC.","filed_at":"2025-02-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.228637+00:00","generated_at":"2026-05-26T11:53:41.908753+00:00","sec_items":["2.02","5.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NerdWallet Q4 revenue $183.8M (+37% YoY); net income $38.6M; appoints new CFO","bullets":["Revenue $183.8M (+37% YoY); GAAP net income $38.6M ($0.51 diluted EPS) vs $(2.3M) loss in Q4 2023.","Insurance revenue surged 821% to $72.0M; Credit cards fell 19% to $35.0M; Loans down 26% to $17.6M.","Adjusted EBITDA $30.8M; Full year 2024 revenue $687.6M, net income $30.4M.","Appointed John H. Lee as CFO effective March 17, 2025; Nicholas Tatum named CAO and interim CFO.","Monthly Unique Users fell 20% YoY to 19M; expects continued Q1 decline, stabilization by early 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001625278-25-000017","json":"https://secwatch.observer/filing/0001625278-25-000017.json","markdown":"https://secwatch.observer/filing/0001625278-25-000017.md","text":"https://secwatch.observer/filing/0001625278-25-000017.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1625278/000162527825000017/0001625278-25-000017-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1625278/000162527825000017/nrds-20250213.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T11:53:41.908753+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"184eb83cef","claim":"John H. Lee was appointed as Chief Financial Officer at NERDWALLET, INC..","evidence_excerpt":"Appointment of John H. Lee as Chief Financial Officer On February 13, 2025 , NerdWallet, Inc. (the Company) appointed Jun Hyung Lee (aka John H. Lee) (age 39) as Chief Financial Officer (CFO) of the Company, effective March 17, 2025.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1625278/000162527825000017/0001625278-25-000017-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"Chief Financial Officer"}],"fact_type":"executive_change"},{"claim_id":"ae0314e8e6","claim":"Nicholas Tatum was appointed as Chief Accounting Officer and Interim Chief Financial Officer at NERDWALLET, INC..","evidence_excerpt":"The Company has appointed Nicholas Tatum (age 40), the Company’s Corporate Controller, as Chief Accounting Officer and principal accounting officer, effective March 8, 2025.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1625278/000162527825000017/0001625278-25-000017-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"Chief Accounting Officer and Interim Chief Financial Officer"}],"fact_type":"executive_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}