{"schema_version":"secwatch.filing_event.v1","accession":"0001625278-25-000111","form_type":"8-K","ticker":"NRDS","cik":"0001625278","company_name":"NERDWALLET, INC.","filed_at":"2025-08-07T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.510842+00:00","generated_at":"2026-05-17T17:38:42.219617+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NerdWallet Q2 revenue $186.9M (+24% YoY); GAAP net income $8.2M vs year-ago loss","bullets":["Revenue $186.9M, up 24% YoY; GAAP diluted EPS $0.11, up from ($0.12).","Insurance revenue $54.7M (+86%); Credit cards $34.8M (-25%).","Non-GAAP operating income $20.7M; Adjusted EBITDA $33.6M.","Loans revenue $27.5M (+27%) on personal loans and Next Door Lending acquisition integration.","Emerging verticals $44.9M (+64%) driven by banking product growth."],"urls":{"canonical":"https://secwatch.observer/filing/0001625278-25-000111","json":"https://secwatch.observer/filing/0001625278-25-000111.json","markdown":"https://secwatch.observer/filing/0001625278-25-000111.md","text":"https://secwatch.observer/filing/0001625278-25-000111.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1625278/000162527825000111/0001625278-25-000111-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1625278/000162527825000111/nrds-20250807.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T17:38:42.219617+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}